BiltMaxxing — Is the processing fee worth it?

Bilt fee calculator

Is the processing fee worth it?

Enter any transaction with a credit card surcharge. We’ll tell you if charging it to your Bilt Card nets you more than it costs.

Transaction amount

Processing fee

Percentage

Or flat $

Spend category

I earn housing points via Bilt Cash

Customize assumptions

using 1.80¢ default

Housing points unlock Enter rent below

Monthly housing payment

Rent or mortgage

Unlock threshold

—

75% of housing

Enter your housing payment to see your unlock threshold.

Track this month’s progress

Your redemption partners

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Default: Hyatt at 1.80¢

¢ / pt

Verdict

Worth it.

Direct points—

Housing points unlocked+0

Total points—

Point value—

Fee cost—

Net gain —

Using 1.80¢/pt · World of Hyatt default

Referral link · No extra cost to you